Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. 1 to 3 days or same-day in some circumstances, Bank account must have at least 60 days of activity, Balance must be above $0 and have an average minimum balance on pay day. It requires no credit check to access funds, and the amount you can withdraw is based on the pay youve earned. PayActiv Review | Is It Right For You - YouTube . Hi there,We sincerely apologize for your negative experience. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. Direct deposits of paychecks may also appear on the PayActiv debit card up to 2 days before they would normally be processed. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Replies to negative reviews in < 24 hours. Be sure to include your Employer's name, Employee ID, and Mobile number. Have a blessed day. We also ensure all reviews are published without moderation. Payactiv uses time and attendance data to provide earned wage access to employees. Very friendly, respectful, it genuinely seems like he enjoy his job or definitely a people person. We always try our best to do our job well, and your kind words make it all worthwhile. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. He fixed the issue, even when my phone died and I called back. Have a blessed day. I was extremely frustrated before calling and speaking with Ava. We strive to provide the best experience we can for our customers, and we're sorry that your initial experience did not meet the standard. He kept his word n stayed on contact with me. Shes the best and everyone should be more like her. We'll do everything we can to make sure we do better in the future. It's pretty simple, actually. Live support is available 24/7/365 online or by phone, according to the PayActiv website. It powers financial innovation by giving users the tech . Told me of 2 offers I haven't received after being w u a yr. Amazing attitude and you should have him cross train other operators. I hate my job use this company. President Biden's Fresh Start program has placed $34 billion worth of delinquent or defaulted student loan accounts into "current" status. You may even pay less for Dave than you would with PayActiv, depending on the PayActiv services you use each month. Dawn Allcot is a full-time freelance writer and content marketing specialist who geeks out about finance, e-commerce, technology, and real estate. The platform also supports 1:1 consultations with financial coaches, savings guidance, discounts, and expense tracking. Hi Angelica,We sincerely apologize for your negative experience. I apologize for my frustrations with the previous agents, and am greatly appreciative that I was able to get my concern resolved in such an expedient manner. 243 total. You might also be interested in the following buyer guides: We take our research process seriously and want to make sure we are presenting our readers with the very best solutions in a given. This is the absolute worst app!! Hi Regina,Thank you for taking the time to write a review about your experience. while there was some slight communication issues between the rep and I after explaining my situation properly, Jay M handled the issue extremely quickly and professionally. category to category depending on what consumers want from varying products and Otherwise, read on! Get advice on achieving your financial goals and stay up to date on the day's top financial stories. Head to our FAQ page for answers to common questions regarding Payactiv services. Great customer service!!! Zachary Marshall gave me the best customer service that Ive ever had!! This is maddening. Thanks for signing up, we send our newsletter every Tuesday and Thursday! We'd like to turn this around ASAP. OrbisPay vs. Payactiv Comparison Hi Hadar,We sincerely apologize for the inconvenience. But Payactiv takes reasonable measures to protect its customers information from theft and loss using SSL encryption techniques and authentication procedures. Working at payactiv | Glassdoor This person deserves a raise! With low fees and no interest charges, plus robust features that help you manage your money, PayActiv can help you take better control of your financial future. Find out who should really be using Kraken and who might be in over their heads. 2023 Payactiv, Inc. All Rights Reserved. Its an app that people can use just like a regular wallet to store their card details and information. The Payactiv Visa Card also provides other benefits like getting access to your paychecks early by up to 2 days, autopay, an exclusive discount marketplace, discounts on gas, movie tickets, and more., Payactiv's SmartSpend syncs with your Payactiv app and Visa card to track expenses and provide guidance on spending and saving decisions. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Have a wonderful day ahead! One drawback is that Empower charges an $8 monthly fee. Was never asked what the issue was. If your employer partners with Payactiv, youre automatically eligible to use this service. Payactiv is the winner of the Innovative Payments Associations Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Applying for PayActiv is easy. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. We use dedicated people and clever technology to safeguard our platform. Optional, only if you want us to follow up with you. 2023 Trustpilot, Inc. All rights reserved. Perhaps most importantly, you can take a cash advance of up to 50% on your earned pay with no fees or interest charges. Credit Karma is a registered trademark of Credit Karma, LLC. The SmartSave feature helps you set achievable financial goals each month, creates a saving plan for you, and provides discounts for day-to-day spending like gas and medicines so you achieve your goal at the end of the month. Payactiv Review. Ive wrote a review before and I went back and Changed it but this time Im sticking to my review worse company ever no one helps you you cant access your earnings when you need them everyone is rude as hell when trying to figure out why the app is not updating Ive talk to 6 different people in 2 weeks and everyone says Aw wait 24 to 48 hours NO ONE HELPS unless you write a review its ridiculous I mean its really false advertisement because you are not able to access your money when you need it even if you work all your hours.I have screenshots of every person Ive talk to even the ones that open the chat ask what they can help you with them never respond again or close out the chat smh but thats how they do business. You can also easily lock lost or stolen cards. I need gas and my refill of my stroke meds payactive would not updated my hours. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Its compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Anna earned an Expert Contributor in Finance badge from review site Best Company in 2020. Easy, free, instant mobile payments. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. he is a great agent and payactiv needs to give the man a raise cause he is awesome. One of our representatives will be reaching out to you shortly to assist you. If youre considering using Payactiv, here are a few things to know. Its even less expensive than many other cash advance apps, which sometimes require a monthly subscription fee. Compensation may factor into how and where products appear on our platform (and in what order). Payactiv - Apps on Google Play I called three to four times the last two days and Im so glad I got Natalie this time. Beginning with your second direct deposit of at least $5 from the same source, Central Bank of Kansas City (CBKC) will post the funds to your Payactiv Visa Card when we receive it, rather than on the effective date. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. There are no monthly maintenance fees to have a PayActiv account and no activation fees. Payactiv in 2012 created earned wage access, a service that allows workers to get an advance on their paychecks between pay periods. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. There are many popular cash advance apps available today that can help people avoid high-interest credit card cash advances or predatory payday loans. Albert Wick amazing, skilled, and delightful human being thank you again. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. PayActiv is accredited by the Better Business Bureau with a B, which is typically an indication of good customer service. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Join today. One of our representatives will be reaching out to you shortly to assist you. I would definitely recommend payactiv due to amazing and outstanding customer service that I received, Hi Monica,Thank you for taking the time to write a review about your experience. Just spoke with Davis M. He fixed my issue in less than 5 minutes and was very courteous! We're working on your case. One of our representatives will be reaching out to you shortly to assist you. What Users Can Expect Online market research communityPoints earned for taking surveys or other tasksRedemption options include cash or gift cardsTwo options for participation: SJ Opinion and SJ Pulse With the Venmo credit card, you can get cash back or use your rewards to buy crypto. Finder.com is an independent comparison platform and These apps offer advances on your wages to help avoid overdraft fees and expensive short-term loans. Contact - Payactiv Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. PayActiv is not a credit card or a payday loan company. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Mr. Davis worked very hard to help me and work with his supervisor. Payactiv SDS-IT's financial review - apollo.io Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Transfers to bank accounts and other debit or prepaid cards will be complete within 48 hours, or you can pay a $1.99 fee to receive the money instantly. Payactiv pay advance app isn't available on Finder right now. Latest Reviews. When comparing offers or services, verify relevant information with the institution or provider's site. Confirm details with the provider you're interested in before making a decision. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. Employees can access their money immediately, pay for hours worked, load it on a Payactiv card or get cash at Walmart. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. PayActiv, Inc. | Better Business Bureau Profile Payactiv provides an FAQ section, webinars, and blogs with useful industry insights for self-serve. Daily pay is a really good app way better then this crap they call an app. One of our representatives will be reaching out to you shortly. But it also has 116 complaints on the website and received only 2.63 stars from BBB customer reviews. I don't know if I am allowed to mention my experience with your full name but I recommend Payactiv because of people like Albert Wick who can help you with almost everything you need even if difficult. Checking account with 3+ months of banking history, $750+ monthly income, live in eligible state, ages 18+. Yieldstreet is an alternative investment platform that securitizes art, real estate, short-term notes, structured notes and supply chain financing. We make money from the interchange rate when you use the Payactiv Visa Card* for online or in-store purchases. Pay bills, stay ahead of fees, and handle the unexpected with the greatest of digital ease. Her lengthy list of publishing credits include Bankrate, Lending Tree, and Chase Bank. In terms of security, no app is 100% secure. Payactiv Reviews - 2023 - Slashdot All Rights Reserved. Thank you!! Anna Serio is a trusted lending expert and former Commercial Loan Officer who's written more than 1,000 articles on Finder to help Americans strengthen their financial literacy. I've had multiple attempts simply time out waiting for reps to respond. This date may not reflect recent changes in individual terms. Dave has a unique feature that helps you find side gigs to earn a little extra cash, which can help if you are consistently running short before payday. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. Be sure to include your Employer's name, Employee ID, and Mobile number. We're working on your case. Advice to Management Youll also pay a $1.99 fee if you are picking up a cash advance at a Walmart Money Center. Kindly email us your details including your Employer's name, Employee ID, and Mobile number at support@payactiv.com. Our information is based on independent research and may differ from what you see from a financial institution or service provider. If your employer does not use PayActiv, you may be better off with a different option. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. Were looking forward to showing you how our platform can benefit your employees and help reduce turnover, increase engagement and improve productivity at your organization. so i contacted pay activ due to some account issues. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Hence, our vision is simple bring financial security, dignity, and savings to the millions experiencing financial stress. What stands out about PayActiv is the ability to receive up to 50% of your earned net pay each period as a cash advance. Or if I brought up my case number, they would stop replying and end the chat/call. Employees will have to pay between $1 and $2.99 every time they withdraw money from their earned wages., Users have reported that they are extremely disappointed with Payactiv's customer support as representatives either do not respond on time or don't fix the issue quickly.. Payactiv cash advance app review | finder.com Ronnie OConnor was AMAZING he was so efficient and went above and beyond to make sure a resolution was met and was such a great active listener. Customer service rep Zachery Marshall was very polite and patient. Please mention "App reviews" in the subject line of your email so that we can assist you in a timely manner. And PayActiv comes close, which is why it earned a 4.9 rating in this category. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Find out how we combat fake reviews. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Payactiv is part of a growing trend of apps that offer low-cost alternatives to a more traditional option: the payday loan. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. You can withdraw funds using your Dave debit card from any of the 32,000 MoneyPass ATMs nationwide. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Workers don't need permission to access earnings prior to payday. Join over 2+ Million people and put yourself ahead. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. PayActiv Review 2022: Access Your Money Earlier | GOBankingRates Hi Tasha,We sincerely apologize for your negative experience. Have up to $250 automatically deposited into your account for a $9.99 membership fee. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. Hi there,We sincerely apologize for the inconvenience. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. Founded in null . payactiv.com Review - Scam Detector. A instant EWA was not going through even though I submitted for instant pay, a 1.99 fee. Carefully review your finances and the loan cost to make sure it fits your budget. I'm so grateful to have had the wonderful customer service he was able to provide for me. How many times can you use PayActiv in a pay period? Hi Janel,Thank you for taking the time to write a review about your experience. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. :). Hmm, It sounds like youre looking for Customer Support instead of our Sales team. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv I want to give Grace a big thank you for giving me a call back and explaining what happened to my account and getting it cleared. We'd like to turn this around and resolve your issue ASAP. How do businesses offer Payactiv to their employees? We may receive compensation from our partners for placement of their products or services. Heres how Payactiv compares to Earnin, another popular cash advance app. Conclusion. I rely on this app and he quickly figured it out for me, Hi Reese,Thank you for taking the time to write a review about your experience. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607, Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access, MoneyLion loan review: Credit-builder loans for members. Depending on the transfer mode, each transaction can cost the employee between $1 and $2.99. :). :), Very pleasant and understanding respectful and kind .Very tech savvy and was able to take care of my problems with being kicked out of my account almost every single day I've had a hard time with past customer service not understanding what I need help with , but this person was able to remain calm , empathetic,and made sure each situation was fully addressed and resolved. payactiv.com Review - Scam Detector PayActiv earned its 4.7 score from GOBankingRates based on the following features. Hi Amy,We sincerely apologize for the inconvenience. Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. Devin Myer's, can you help? ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. Visit our guide to cash advance apps to learn about how these apps work. It's compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). Know whats possible to save or spend, get help with budgets, savings, and debtall in the Payactiv App. 1 Standard rates for data and messaging may apply from your wireless provider. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesnt affect. Explained my issue & he definitely assisted what agent Jane E messed up on. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. She was very polite and kind. Payactiv integrates with leading HCM, Payroll, and T&A providers, including ADP, Paychex, UKG, Workday, SAP, and Paycor. They cant help you resolve any issues. Hi Jennifer,Please accept our sincerest apologies for all the inconvenience that you had to face. Our scoring formula weighs several factors that differ from PayActiv is a robust financial app, with features that includes automated savings if your PayActiv Visa card is linked to a bank account low balance alerts and capabilities to send money to friends and family who also have PayActiv cards for free. In the Business to Business Service category. Insurance related services offered through Credit Karma Insurance Services, LLC, which does business in some states as Karma Insurance Services, LLC. Read Customer Service Reviews of www.payactiv.com - Trustpilot Thanks again Ronnie, Hi Rika,Thank you for taking the time to write a review about your experience. +18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state. Its privacy policy states that it discloses customer information to third parties necessary to facilitate the delivery of its services but tries to limit the information provided. He was kind and patient with me and was able to fix my paycor app issue within minutes. Shout-out to Ronnie O'Connor for helping me resolve my issues with my lost card. Hi Michell,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Here are 8 tips for writing great reviews. :), I am changing my review again because grace helped me out with no problem. Have a blessed day. Payactiv can be used by businesses of all sizes. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. LoanPro is a core lending software which specializes in the servicing of loans. 2023 GOBankingRates. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. No credit check, consistent income in the past 2 months from the same employer. Otherwise, you could pay as much as $5 per month. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. Read Customer Service Reviews of www.payactiv.com - Trustpilot 24 Reviews Visit Website. We'd like to turn this around and resolve your issue ASAP. Receive and send funds to other members. If your employer doesnt partner with Payactiv, you must be over 16 and have a valid Social Security number to sign up for a Payactiv card. Read 4 more reviews about Payactiv Inc. LM. PayActive interfaces with your employer's time and attendance system to make your pay available as it is earned, rather than waiting until payday. . Meanwhile, I will be overdrawn due to lack of funds. Support for the Payactiv App, Payactiv Card, transactions, signing up, and more, Id like to offer Payactiv to my employees, Learn about how Payactiv products help your employees and boost your business. 1 CONNECT Work your way Get company announcements, pick up shifts, and get reminders and alerts from work. Took 5 minutes on chat to get asked the number to my account, while I was logged in. Davis M was very helpful. I haven't even gotten "I'm looking into your account", it's as if they open the chat to look busy and then do nothing because they're lazy or are trying to take on far too many chats at once. About Us - Payactiv
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